Kentucky Personal Injury, Bankruptcy, and Disability Attorneys
Bankruptcy Attorney | Personal Injury Attorney | Disability Attorney
Call Us Today, We Can Help – 866-599-0493
At Farmer & Wright, PLLC, we help individuals who are suffering from financial, emotional and physical stress. We provide legal assistance in the areas of bankruptcy, personal injury law, and Social Security disability. Our attorneys have the skills and experience you need to maximize your chances of securing a desirable outcome for your situation. We can defend you by investigating and analyzing your case in light of current state and federal law.
Whether you need a bankruptcy attorney, personal injury attorney, or disability attorney, we are here for you. Our mission is to help our clients recover from major adverse life events and move forward with their lives in security. Learn more about our practice areas below.
Helping You Get a Fresh Financial Start
At Farmer & Wright, PLLC, we understand how easily folks can get overwhelmed by debt. Sometimes it happens because of a significant medical event or an injury. It can happen after you lose your job or are laid off because of cutbacks. It can happen after a divorce.
Each of these represents a significant life event that can cause significant damage to your financial security. Bankruptcy affords an individual or business a way to manage the situation. For folks who feel like their financial obligations are piling on, bankruptcy gives them a light at the end of the tunnel and the means to begin again.
What Are the Benefits of Filing Bankruptcy?
Bankruptcy can be a viable legal option if you are struggling with mounting, seemingly insurmountable debts. Filing for bankruptcy allows you to discharge certain debts. In other words, you can erase these debts from your record, provided you attempt to satisfy your creditors.
Filing for bankruptcy can seem intimidating, and many folks feel ashamed about having to do so. Nonetheless, the law affords relief to the who need it because unforeseen circumstances and significant life events can exert a great deal of influence over our finances. Sometimes these events are beyond our control and impossible to predict.
The major benefit of filing for bankruptcy is that, once you do, your creditors can no longer harass you for payments. It could possibly buy you time to restructure your debts and forge an actionable plan to move on with your life debt-free.
There are two different kinds of bankruptcy known as Chapter 7 and Chapter 13 for individuals, as well as third kind for businesses. We’ll discuss these in more detail below.
Chapter 7: Liquidation Bankruptcy
Chapter 7 bankruptcy allows you to settle your debt quickly and easily. The catch is that you may be forced to sell off your assets in order to do that. The role of the bankruptcy attorney is to ensure that, when possible, you can keep your home and car, or other belongings that are important to you.
In order to file under Chapter 7, you must be able to pass a “means test”. This entails determining if your income is low enough to qualify. A bankruptcy attorney can help you determine if filing under Chapter 7 is right for you.
Chapter 13: Reorganization Bankruptcy
Chapter 13 bankruptcy allows you to develop a more manageable repayment plan with your creditors. The state will not require you to liquidate your assets, but once again, you’ll have to pass a means test. If you think Chapter 13 is right for you, you’ll want to talk to a bankruptcy attorney about the particulars.
Farmer & Wright, PLLC, can also help businesses with debt relief. If your business has fallen on hard times and you can’t seem to figure out any way to work yourself out of debt, give us a call and we can explore your options.
Personal Injury Attorney
Helping You Obtain Compensation After an Accident
When another person causes your injuries, either intentionally or by negligence, you are entitled to damages. You will likely have medical expenses, miss time from work, and you won’t be able to do the things you once enjoyed, at least for some time. You’re entitled to be compensated for that. You do not have to eat those bills yourself!
A good personal injury attorney will ensure that you receive fair compensation by the negligent party’s insurance company or by the person him/herself.
There are many different types of personal injury lawsuits. These include the following:
- Traffic accidents
- Pedestrian and bicyclist accidents
- Defective or dangerous products
- Workplace injuries
- Wrongful death lawsuits
We Can Help You Prove Negligence and Negotiate With Insurance Companies
At the heart of the vast majority of personal injury, lawsuits are the question of negligence. In a traffic accident, negligence means the driver usually violated the law or behaved carelessly. In terms of slip and fall accidents, this means that the owner of the property, or those tasked with maintaining it, allowed a safety hazard to go unaddressed.
Since insurance companies operate for profit, they are seldom willing to pay out the full value of your claim. The job of the insurance adjuster is to come up with a legal reason to deny at least a portion of your claim. That’s why it’s important to have a skilled personal injury attorney who will ensure that the insurance company does its job and satisfies the full value of your claim.
Farmer & Wright, PLLC will fight tirelessly in order to ensure that your claim is resolved fairly and completely.
Social Security Disability Attorney
Helping You Seek Disability Benefits
If you’ve had a serious injury or medical event that makes full-time work impossible, it helps to have someone on your side who will ensure that your petition is fully understood by the court when they evaluate your claim.
But applying for Social Security is a frustrating process. More often than not, requests are denied. Sometimes, they are denied several times before being accepted. Having an attorney on your side who will help you get the evidence you need to make your case is vitally important nowadays. We can help ensure that your petition is given the attention that it deserves.
Schedule an Appointment With Farmer & Wright, PLLC Today
Farmer & Wright, PLLC is committed to helping our clients during the most difficult times in their lives. Contact our office to discuss your situation and see how we can help.